“You can tell a good putt by the noise it makes” – Bobby Locke These behavior or decision moments lead to poor investment decisions: Recency – Investors tend to believe that recent facts or events are the most important, ignoring longer-term narratives or trends. Myopic – Related to recency, this is a focus on short-term… Read More


The new Tesla Roadster goes from zero to 60 mph in 1.9 seconds.  Pretty amazing!  But, as a financial advisor how do I get clients to go from zero to a million dollars invested in 25 years? It’s easy, just start today. If ever there were a time to go all in with your retirement… Read More


“If I would’ve cleared the trees and drove the green, it would have been a great shot” – Sam Snead When you’re young, you’ve got a lot of advantages. For one, you’ve got time on your side. You could be 30 years or more away from retirement, which means that any bumps in the road… Read More


People often ask me about the value of hiring a financial advisor. After all, they charge you money with the goal of making you MORE money. To many people, this means basing a decision to hire an advisor solely on whether or not they can deliver rates of return that beat the market. But good… Read More


Most of us spend too much time trying to outguess the market and not enough thinking about our long-term financial future.  This tendency by investors is referred to as “inverse law of attention”.  The less important something is to their long-term financial results, the more attention they pay to it.  And the more important it… Read More


It takes hundreds of good golf shots to gain confidence, but only one bad one to lose it” – Jack Nicklaus An entire generation of investors has been misled about interest rates; where they come from, what they mean, how they’re determined. We’ve been getting lots of questions about bonds and the unrest with interest… Read More