“The only thing a golfer needs is more daylight” – Ben Hogan Mark Twain once mentioned October as a peculiarly dangerous month to speculate in stocks.  He wasn’t the most successful investor and actually spent his later years traveling the globe paying off debts he owed despite his book royalties and wife’s inheritance.  He spent… Read More


“Always count your blessings.  Be thankful you are able to be out on a beautiful course.  Most people in the world don’t have that opportunity”  – Fred Couples Remember fears about adjustable-rate mortgage re-sets, or the looming wave of foreclosures that would lead to a double-dip recession?  What about Y2k at the turn of the… Read More


“You can tell a good putt by the noise it makes” – Bobby Locke These behavior or decision moments lead to poor investment decisions: Recency – Investors tend to believe that recent facts or events are the most important, ignoring longer-term narratives or trends. Myopic – Related to recency, this is a focus on short-term… Read More


The new Tesla Roadster goes from zero to 60 mph in 1.9 seconds.  Pretty amazing!  But, as a financial advisor how do I get clients to go from zero to a million dollars invested in 25 years? It’s easy, just start today. If ever there were a time to go all in with your retirement… Read More


“If I would’ve cleared the trees and drove the green, it would have been a great shot” – Sam Snead When you’re young, you’ve got a lot of advantages. For one, you’ve got time on your side. You could be 30 years or more away from retirement, which means that any bumps in the road… Read More


People often ask me about the value of hiring a financial advisor. After all, they charge you money with the goal of making you MORE money. To many people, this means basing a decision to hire an advisor solely on whether or not they can deliver rates of return that beat the market. But good… Read More