“We’re not trying to humiliate the best players in the world. We’re simply trying to identify who they are.” – Sandy Tatum Retirement is full of risks and hurdles, as it can span 30 or 40 years for many Americans.  Certain risks are well known:  running out of money, long-term care, health care and investment… Read More

“There are far more important things in life than making a putt or missing a putt or winning a championship or losing a championship.” – Bernhard Langer Let’s say your goal is to save a million dollars by the time you retire. For many people, that sounds like a task too daunting. What are you picturing… Read More

The tax-exempt benefit to heirs of a Roth is especially important for those subject to the estate tax, because heirs who would have to pay the estate tax would also have to pay an income tax if they inherited a traditional IRA. Many clients hold substantial assets in tax-deferred retirement accounts, such as traditional IRA’s… Read More

Tax filing season for 2018 is still open through April 15th of this year, leaving many individuals to wonder: Did my taxes actually go down in 2018 as policymakers promised? Too many will be tempted to compare their 2017 tax refunds to their 2018 tax refunds and make a judgment that way. But that sort… Read More

“Hit the shot you know you can hit, not the one you think you should” – Dr. Bob Rotella After years of saving for college, you don’t want a misstep when it’s time to use your 529 assets. Here are some do’s and don’ts for the college-bound. If you’ve spent years saving for college in… Read More

In golf, a bad shot may ruin your otherwise perfect plans to make birdie. In life, an unexpected illness can throw off our work and personal lives. You are responsible for your own retirement.  You are responsible for your own pension plan.  You have to be concerned.  You have to be focused.  You have to… Read More