We believe it’s critically important to understand the price you pay, to know what you own and to understand why it’s important. CERTIFITED FINANCIAL PLANNER In the case of a full-service financial advisor, many focus on goals and objectives that take time, planning and ongoing coordination to accomplish.  If a financial advisor is a Certified… Read More


“Golf is the closest game to the game we call life. You get bad breaks from good shots; you get good breaks from bad shots – but you have to play the ball where it lies.” -Bobby Jones They come in many varieties, have quite the stigma, are difficult to get out of, and come… Read More


“Relax? How can anybody relax and play golf?  You have to grip the club, don’t you?” – Ben Hogan Social Security rules favor one-income households A beneficiary is entitled to the larger of their own benefit or one-half of their spouse’s benefit We often get asked by clients how to maximize Social Security benefits based… Read More


“I’m going to pass a law that no one can ask me my golf score” – Dwight D. Eisenhower The frenzy surrounding a US Presidential election cycle often causes investors’ concern about how their portfolios will fare under a Republican or Democratic administration.  Perceptions, including beliefs about which political party will be better for investors,… Read More


“It’s been a lot of fun to see some fruits of my hard labor”  – Tiger Woods In many ways, individual investors are often their own worst enemies.  Our goal at B P Financial is long-term wealth creation for our clients. Nothing drives me crazier than when people say things like, “The market isn’t for… Read More


About every seven years a consensus forms around the fastest growing sector of the stock market, or the fastest growing country, or the fastest growing industry.  Do you remember how excited everyone was about investing in China?  Over fifty major global companies have been relocating manufacturing outside of China the last two years and where… Read More