“Hit the shot you know you can hit, not the one you think you should” – Dr. Bob Rotella After years of saving for college, you don’t want a misstep when it’s time to use your 529 assets. Here are some do’s and don’ts for the college-bound. If you’ve spent years saving for college in… Read More


In golf, a bad shot may ruin your otherwise perfect plans to make birdie. In life, an unexpected illness can throw off our work and personal lives. You are responsible for your own retirement.  You are responsible for your own pension plan.  You have to be concerned.  You have to be focused.  You have to… Read More


“The only thing a golfer needs is more daylight” – Ben Hogan Mark Twain once mentioned October as a peculiarly dangerous month to speculate in stocks.  He wasn’t the most successful investor and actually spent his later years traveling the globe paying off debts he owed despite his book royalties and wife’s inheritance.  He spent… Read More


“Always count your blessings.  Be thankful you are able to be out on a beautiful course.  Most people in the world don’t have that opportunity”  – Fred Couples Remember fears about adjustable-rate mortgage re-sets, or the looming wave of foreclosures that would lead to a double-dip recession?  What about Y2k at the turn of the… Read More


“You can tell a good putt by the noise it makes” – Bobby Locke These behavior or decision moments lead to poor investment decisions: Recency – Investors tend to believe that recent facts or events are the most important, ignoring longer-term narratives or trends. Myopic – Related to recency, this is a focus on short-term… Read More


The new Tesla Roadster goes from zero to 60 mph in 1.9 seconds.  Pretty amazing!  But, as a financial advisor how do I get clients to go from zero to a million dollars invested in 25 years? It’s easy, just start today. If ever there were a time to go all in with your retirement… Read More