About every seven years a consensus forms around the fastest growing sector of the stock market, or the fastest growing country, or the fastest growing industry.  Do you remember how excited everyone was about investing in China?  Over fifty major global companies have been relocating manufacturing outside of China the last two years and where… Read More

“A lot of guys who have never choked have never been in the position to do so.”  – Tom Watson In many ways, individual investors are often their own worst enemies.  But, can you blame them?  Many of the so-called experts are touting information that is often times a prediction that never comes to fruition.… Read More

“We’re not trying to humiliate the best players in the world. We’re simply trying to identify who they are.” – Sandy Tatum Retirement is full of risks and hurdles, as it can span 30 or 40 years for many Americans.  Certain risks are well known:  running out of money, long-term care, health care and investment… Read More

“There are far more important things in life than making a putt or missing a putt or winning a championship or losing a championship.” – Bernhard Langer Let’s say your goal is to save a million dollars by the time you retire. For many people, that sounds like a task too daunting. What are you picturing… Read More

The tax-exempt benefit to heirs of a Roth is especially important for those subject to the estate tax, because heirs who would have to pay the estate tax would also have to pay an income tax if they inherited a traditional IRA. Many clients hold substantial assets in tax-deferred retirement accounts, such as traditional IRA’s… Read More

Tax filing season for 2018 is still open through April 15th of this year, leaving many individuals to wonder: Did my taxes actually go down in 2018 as policymakers promised? Too many will be tempted to compare their 2017 tax refunds to their 2018 tax refunds and make a judgment that way. But that sort… Read More