In Memory of Bob Whisman


Bob Whisman – 1991

It is with sadness that we pass along the message that Bob Whisman, long time Everett area PGA professional, passed away on March 26 from cancer.  Services will be held at the Evergreen Funeral Home and Cemetery at 4504 Broadway in Everett on Monday at 1:00 pm.  A memorial gathering will take place at Walter Hall Golf Course following the service.

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8 Tips for Business Success from Sir Richard Branson

Sir Richard Branson is an English businessman and investor. Best known as the founder of Virgin Airlines and Virgin Records, he leads more than 400 companies in the Virgin Group. While he professes to there are no shortcuts to success, he feels strongly that certain attitudes and actions can help. Here are his tips for succeeding in business the Virgin way:

  1. Do some good. If you aren’t making a difference in other people’s lives, you shouldn’t be in business – it’s that simple. Companies have a responsibility to make a difference in the world. They owe this to their community, their staff, their customers, everyone. The amazing part is that “doing good” is also good for business.
  2. Believe in your ideas. A passionate commitment to your business and personal objectives can make all the difference between success and failure. If you aren’t proud of what you’re doing, why should anybody else be? Stay focused on being the best at what you do.
  3. Have fun, and make sure that your team members are enjoying themselves too. Fun is one of the most important and underrated components of any successful venture. If you’re not enjoying yourself, it’s probably time to call it quits and try something else. If your employees are engaged and having fun, and they genuinely care about your customers, they will enjoy their work more and do a better job. Hire people who look for the best in others, who lavish more praise than they dole out criticism, and who genuinely love what they do.
  4. Don’t give up. I have faced difficult moments when the easiest thing to do would have been to throw in the towel and walk away. But you’ll be amazed at what you can achieve by tenaciously sticking to your goals. When you fail, get back up, brush yourself off and try again.
  5. Listen, take lots of notes and keep setting yourself new challenges. If you don’t write down your own (and others’) spontaneous ideas, they can vanish in the blink of an eye. So be sure to keep track of your goals. Make lists. And remember to listen more and talk less. You’ll be amazed at the obstacles a listening culture can overcome.
  6. Delegate. This is a key skill that leaders must master. Be sure to “hire to your weaknesses.” Bringing on people who can do the tasks you aren’t particularly good at can free you up to do other things.
  7. Communicate, collaborate and communicate some more. Above all else, work and play with others. Mushrooms might grow when they are kept in the dark and fed a diet of dung, but that strategy doesn’t work with people. The Apple co-founder Steve Jobs and companies like Pixar built open work environments that invited intermingling and the sharing of visions – you need that atmosphere too.
  8. Turn off your laptop and iPhone, and get out there. Don’t sit in front of a screen all day. Switch everything off and venture out into the world regularly. If you’ve been neglecting this part of life, start with your own backyard, and then expand your field of vision. With so many fascinating people to meet, exciting adventures to embark upon and rewarding challenges to undertake, there’s no time to lose. As the saying goes: Life isn’t a dress rehearsal.

These attitudes and actions have worked for Richard Branson in building his businesses. With spring upon us, take the time to implement them in your job and life to realize more success.

Contact Carol Pence by calling (510) 706-1583 or via e-mail at

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The Defense of Purchasing Power

“Economize. The secret to golf is to turn three shots into two”.

Under-saving isn’t a golf professional phenomenon. It’s a human phenomenon. There is a gap between the perception and reality of the amount of retirement income their savings can buy. Fifty percent of all Americans over the age of 65 are living entirely on Social Security. But some might say, “central banks around the globe have been printing money like crazy and it’s eating away at my wealth.” I don’t see what global monetary policy has to do with anything, because Americans save and spend in dollars, and the dollar is far and away the most credible currency in the world. Not that that’s saying much.

We’ve all heard of the adage, failing to plan is planning to fail. This holds true when saving for retirement as well. For people in the accumulation phase of life, that means a written, date-specific, dollar-specific retirement accumulation plan, premised on long-term historical returns. Once in retirement, it has to become a retirement income plan which, at historic returns, defends and even accretes purchasing power. What if I retire right before the next market crash and most of my holdings are in stocks rather than bonds/CD’s? There are a number of ways to manage this risk.

One is to start with two years’ living expenses in a cash equivalent, so that if the market goes south early you can moderate or stop altogether your withdrawal plan and live off the side fund. Another is to work part time and/or a couple of years longer. Another is to start a planned 4.5% withdrawal program as 2% the first year, 3 the next, 4 and then 4.5. Moreover, all these tactics can and in many cases should be combined. Finally, there are the so-called “living benefit” riders of variable annuities, which may very well have a place for some portion of the portfolio.

As far as the market crash, how to prevent it from reaching into my bank account and entire net worth. According to some measure, only one bull market since 1873 made it to seven years and that was from 1897 to 1903. We are six years into the most unloved bull market in most Americans’ lifetime, right? I guess if we torture the data long enough, the pundits would have you believe anything. Looking at the chart I’ve attached as a guide, I might argue we had a bull market from 1946 to 1968 (22 years) – which included one interruption by three relatively brief and relatively shallow downturns (less than 30% decline intra year). We had another bull market from August of 1982 to March of 2000, interrupted essentially by one day of horror in 1987 and a couple of blips in 1990 and 1998. These are recent bull markets and they are constant over the long run (5 year rolling periods), so why would anyone want to try and time them right before retiring in order to avoid losses? Peter Lynch said it best: “Far more money has been lost by investors preparing for corrections, or trying to anticipate corrections, than has been lost in the corrections themselves.”

The Stock Market Since 1900 - source: JP Morgan Asset Management

The Stock Market Since 1900 – source: JP Morgan Asset Management

What is one area I tend to focus on a majority of the time as an advisor? When an American (or couple) steps across the threshold of retirement, they find themselves facing two doors. Door number one says their money is going to outlive them. Door number two says they outlive the money. It’s as stark and as simple as that. Forget debt, the demographics of aging (many experts say the first person to reach age 150 has already been born), unfunded entitlements, global monetary policy, and all those other imponderables we can’t predict, much less control. It’s similar to converting three shots into two shots on the golf course. Focus on what we may be able to control. If you would like to know your situation down to the dollar and how much those dollars are going to carry you, give the professionals at B P Financial a call today.

Blake Parrish
Senior VP, Portfolio Manager
Phone: (503) 619-7237

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Oregon Open Invitational at Sunriver Resort – Enter Now!


Team entries are now available for the Oregon Open Invitational at Sunriver Resort -Crosswater Course on June 9-11th.  Entries close Wednesday, May 27th, so hurry and get your team entry in now! Host Professionals Josh Willis, PGA and Erik Mettille, PGA are excited to have us all.

Download the Oregon Open Invitational Team Entry

A Resort Golf Experience for Everyone

With a robust list of activities and magnificent resort amenities, Sunriver Resort offers an experience that will satisfy any palate. Located just 15 miles south of Bend, Ore., Sunriver Resort is a 3,300 acre all-seasons getaway destination known for its championship golf, award-winning spa, Northwest restaurants and outdoor pool facility. It is near extra activities such as fly-fishing, hiking, biking, rock climbing at Smith Rock, skiing, snowboarding and snowshoeing at Mt. Bachelor. Bend, Ore. is just a short jaunt away with an impressive selection of restaurants, breweries, cafes, events and art galleries. Sunriver is one of those unique locations that truly provides something for everyone; whether it’s your family or your team of favorite golf buddies!

Play Crosswater Course

Did we mention the championship golf you’ll be playing? Crosswater, Sunriver Resort’s golfing gem, is a gorgeous 18-hole heathland-style semiprivate course situated on 600-acres of woodlands and carefully preserved wetlands. Crosswater is threaded by the Deschutes and Little Deschutes rivers adding a challenge (or boost!) as often as seven times in a round. This Robert E. Cupp designed course was named by Golf Digest as one of America’s 100 Greatest Courses and in 1999, and Golf Week named it one of the Top 10 best courses you can play in Oregon in 2014.

Tournament Format

Entry into the championship will be four-man teams comprised of two professionals and two amateurs.  You will need to make your own team.

Teams will play together for the first 36 holes. There are two team competitions over the first 36 holes – best 2 net of the 4, and each professional will play a net four-ball with one amateur. Handicaps at 80% will be used in the team games.

The championship is a 54-hole stroke play with professional and amateur purses. After 36 holes, the field will be cut to the low 70 players and ties, repaired by score and the Oregon Open Invitational completed.

There is no maximum handicap for entry (18 max. in the competition), however, all players will play from the championship tees and there will be no individual net amateur.

All players will be governed by the Rules of Golf, Pace of Play, the Section Hard Card, the Section Dress Code and the Section Cell phone regulation.

Play for Bonus Money in the Team Competitions

Back again in 2015 is our National Car Rental Pro-Am Championship.  Thanks to a nice sponsorship through the PGA of America, National Car Rental will be the sponsor of the team competitions – with a $7,500 contribution! This means there will be extra money to play for, in the team competition! They ask one thing – enroll all players in the Emerald Club, National Car Rental’s FREE tool to help you use the PGA discounted rate and also ease the rental process by allowing you to bypass the rental counter. To be eligible for the team competitions, all players on the team must be Emerald Club members (current membership qualifies) and there is a place on the entry form to provide each player’s Emerald Club number.

Professionals can register by clicking here.  It takes just a couple of minutes.   Be sure to use PGA discount code XZ41557 when you rent from National.

Amateurs can register by clicking here.  It takes just a couple of minutes.   Be sure to use PGA discount code XZ41570 when you rent from National.

A History of Fun and Exciting Competition

The Oregon Open Invitational dates back to 1905 when George Smith was the first to win the title. Over the years a number of fantastic players have won the championship such as Tommy Armour, Chuck Congdon, Al Zimmerman, Bob Duden, Rick Acton, and PGA Tour Player Peter Jacobsen. It was considered a PGA Tour event in the late 1920s and early 1930s.

Last year, PGA Professional Derek Barron of Tacoma Golf Center played his way through 30 MPH gusts chipping away on every hole to take the Oregon Open Invitational by one stroke over PGA Professional Darren Black of Rainer G&CC.  Michael Haack of Meridian Valley CC won low amateur honors.

Winning the Best 2 of 4 Net competition was the team with PGA Professional Darren Black, PGA Professional Issac Henry-Cano, amateur Michael Haack of Meridian Valley CC and amateur Dave Miller also of Rainier G&CC.

Winning the Four-Ball competition was also Darren Black and Michael Haack, shooting a 63-60-123, 21-under par.  They won by four strokes over PGA Professionals Chris Van der Velde and his amateur Justin Kadin of Tetherow GC.

CLICK HERE to view past champions of the Oregon Open Invitational.

We hope to see you all at Sunriver Resort – Crosswater in June!

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2015 Youth Player Development Grant Program

junior golf fund logo

The Pacific Northwest PGA Junior Golf Fund is proud to bring to you the 2015 YOUTH PLAYER DEVELOPMENT GRANT PROGRAM. This new initiative reflects the commitment of the Junior Fund Board to growing Junior Golf in the great Northwest. Donations to the 1% Club have contributed greatly to this program.

This opportunity is open to all Pacific Northwest Section Members and Apprentices in good standing who seek funding to help support their own Player Development programs. This program is focused on JUNIOR programming. Our approach will be purposefully broad and we encourage you to think outside the box.

Our goals are to provide as many grants as possible, with a maximum of $1,000 per grant. We will focus on enhancing your programs rather than fully funding them. A total of $9,000 has be allocated for 2015.

As a new program, we are looking to you to help define the needs of Junior Golf in the Northwest. Do you need funding to buy Junior sets for your beginner classes, do you need funding for your personal Golf in Schools program, do you want to offer scholarships to potential students to pay ½ their registration fees, do you need funding for Snag equipment? The list could be endless. The Committee will consider all requests and your applications will help us expand our vision on what programs should be considered.

The application is designed to be efficient to complete, but please provide sufficient details. At the end of the grant we’ll have two requests. First, provide documentation on the use of the funds and second, write a short one page “Best Practice” on your program that we can share with other professionals through our web site.

The Grant Application is available as a Word file or as a editable pdf, simply type your responses to each question. If the file grows to additional pages, we certainly welcome the detail.

Click here for a editable PDF file.

Click here for a Word file.

Applications are due no later than April 15, 2015 Please email to or mail/fax to address/fax below.

We look forward to reviewing your request.

Jeff Ellison, PGA
Pacific Northwest PGA Junior Golf Fund
PO Box 1054
Tumwater, WA 98512
Fax: 360-456-6496

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Seniors, Take a Friend to Play Wine Valley!


Entries are now available for the PNW Senior Players’ Championship, to be held April 21-22 at Wine Valley GC. Mark Keating is expected to be back to defend his title against a full field of Senior PGA Professionals, including host professional John Thorsnes.

Click here for online entry

Click here for PDF entry form

Senior Professional, bring an amateur friend and compete for individual and team prizes! There are individual professional and amateur competitions, with gross and net payouts. The team four-ball competition will be based on gross scores only. Senior Player of the Year and Senior Hudson Cup points are available; for amateurs, the WSGA and OGA are offering Senior Hudson Cup points as well.

Mark Keating of Pumpkin Ridge – Ghost Creek won this event in 2014 (and previously in 2012). Watch the video.

Leave behind April showers and come play in Wine Country! Wine Valley Golf Club, which opened in April 2009, has been rated 5th on Golfweek’s Best New Courses. This stunning Dan Hixson design unfolds on a grand scale, playing over rolling hills in the shadow of the Blue Mountains. Wine Valley GC has broad fairways, dramatic bunkers, and bold, undulating putting surfaces.

In addition to fantastic golf, take time to enjoy one of the many winery tours available in Walla Walla. The Walla Walla Valley has been called “the next Napa Valley,” and for good reason. Here, winemakers from around the world are growing the next generation of legendary wineries.

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